Back in 2017, I quickly ran up some big debt. Over the previous couple of years I'd earned 10x more than I'd ever made in my life. I felt so rich! I had a lovely chunk of cash in my bank account and thought, “Oh, I’ve got plenty of money!” Well, I did, until I got a big (and expensive!) overhaul on my website. Then my car unexpectedly died and I needed to replace it. Add a few more big expenses and all of a sudden that lovely chunk of money was just crumbs!I couldn't understand where all of my money went!
I learned a very important lesson the hard way:The amount of dollars in your bank account doesn't matter if you don't know how to take care of them.
I realized I needed to get a much better handle on my money and that was when I found YNAB. You Need a Budget (aka YNAB) is a budgeting method that literally changed my life. I know what you’re thinking; “Budgeting changed your life? Really???” Yes, it really did. After I started using YNAB I was debt-free in about a year. Since then, I have stayed out of debt, and my wealth has grown. I am in complete control of my money and I cannot tell you how freeing that is and how much peace that gives me.
Money is a tool for us to use, but too many of us are controlled by it, rather than being in control of it. I changed that for myself
and I really want to help you change that too.
WHAT'S IN THIS FOUR WEEK CLASS?
Organize your finances and look them straight in the eye with no shame or guilt. This is your starting point.
From here you will create your budget and put it into action.
To do that you will learn the rules and habits that will make this a set-up for success.
As your teacher, I will be by your side to answer your questions,guide and support you every step of the way.
The group dynamic will also support you and keep you accountable and let you know that you are very definitely not alone. You will learn in an environment of trust and kindness where there is no judgment over money. We will celebrate every victory, big and small, together.
A few notes:
We will cover a lot of material and you will make huge strides in this class, but this really is just the introduction to your new relationship with your money.
As with anything worthwhile, it will take time and commitment to see the real changes and be truly successful. We will discuss the various ways to move forward from here but this is the perfect place to start.
We will meet via Zoom once a week for four weeks, for 90 minutes each class. There will be NO recordings.You must attend live. Space is limited to 10 people.
Your investment is $444.
Also note that most people save this much (or more) within a few months of implementing this method.
If you're ready to start your beautiful new relationship with your money and watch it grow, click here to learn more and sign up:
I am a YNAB Certified Budgeting Coach, which means that I have been trained to coach people on using YNAB software and the YNAB budgeting method. I have met select requirements of You Need a Budget LLC in order to receive this certification, which means that I have the ability to competently coach YNAB to others. I am not an employee of YNAB, and all non-YNAB related opinions and recommendations are my own. My views do not reflect the views of YNAB and its employees or affiliates.
This is not to be taken as tax advice or financial advice.
Since tax rules change over time and can vary by location and industry, consult a CPA or tax advisor for specific guidance.
If you are looking for advice on investments, etc., please consult a certified financial advisor for specific guidance.
YNAB subscription is not included - I wouldn’t recommend a paid software if I didn’t use it myself and think it was worth its weight in gold!